Money

How to budget, get out of debt and keep a buffer

If you earn money but never seem to have any, start here. These guides use South African prices, South African payslips and South African rules — each with a free tool you can use today.

This is education, not financial advice. For personal advice, speak to a registered financial adviser.

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Start with the budget

BudgetHow to budget for SA realityThe 50/30/20 rule rebuilt around taxi fare, prepaid electricity and family support.

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Money guides carry a last-verified date. Read the editorial policy.